BEGIN:VCARD
VERSION:3.0
N:NIZAR KURNIAWAN ;XM;;;
FN:XM NIZAR KURNIAWAN 
TEL:083834707397
EMAIL:nizarkurniawan.xmpu@gmail.com
URL:https\://xaviermarks.com/nizarkurniawan
TITLE:Xaviermarks Agent
END:VCARD
BEG